How Much Is the Average Electric Bill in 2026? (Monthly Costs, State Differences, and Ways to Save)

Published: August 20, 2026

The average electric bill in the United States depends on two basic numbers: how many kilowatt-hours (kWh) a household uses and the price charged for each kWh. Location, weather, home size, heating and cooling equipment, utility fees, and rate plans can all move the final bill substantially.

For a useful national benchmark, the U.S. Energy Information Administration (EIA) reported that the average residential electric bill was $144 per month in 2024. More recent monthly data show that the nationwide residential electricity price reached 18.44 cents per kWh in May 2026, up 6.2% from May 2025. Because the 2026 figure is a preliminary monthly rate rather than a finalized annual bill average, this guide uses it to calculate planning estimates—not to claim one guaranteed national bill.

Quick Answer: What Should You Expect to Pay?

Using the May 2026 national residential rate of 18.44 cents per kWh, a household using 865 kWh would have an estimated energy charge of about $160 for the month. The actual amount on the bill may be higher or lower because utilities can add fixed customer charges, taxes, fuel adjustments, delivery charges, minimum bills, or other fees.

Monthly electricity useEstimated energy charge at 18.44¢/kWhTypical situation
600 kWhAbout $111Small apartment or efficient home
865 kWhAbout $160Close to the 2024 national average usage
1,000 kWhAbout $184Moderate-use household
1,500 kWhAbout $277Larger home or heavy heating/cooling use
Planning estimates calculated from the EIA’s May 2026 preliminary national residential rate. These figures exclude utility-specific fixed charges, taxes, credits, and adjustments.

How to Calculate Your Own Electric Bill

A simple estimate starts with this formula:

Monthly kWh used × electricity rate per kWh = estimated energy charge

For example, suppose a household uses 900 kWh and pays 18.44 cents per kWh:

  • Convert 18.44 cents to dollars: $0.1844
  • Multiply 900 × $0.1844
  • Estimated energy charge: $165.96

Then add any fixed monthly service charge, local taxes, delivery fees, or other adjustments shown on the utility’s rate sheet. If the home has solar panels, budget billing, time-of-use pricing, or bill credits, those items can change the total as well.

Why Electric Bills Vary So Much by State

State averages differ because both prices and consumption vary. A state with expensive electricity can still have moderate bills when households use relatively little power. A state with lower rates can have high bills when homes use large amounts of electricity for air conditioning or electric heating.

EIA’s finalized 2024 data illustrate the range. The national residential average was $144 per month. Hawaii averaged $213 per month, while Utah averaged $89. EIA also reported a 2024 national residential price of 16.5 cents per kWh and average monthly consumption of 865 kWh per customer.

The newest state price table available at publication shows similarly large differences. In May 2026, residential electricity averaged 13.61 cents per kWh in North Dakota, 23.27 cents in New Jersey, 27.37 cents in Connecticut, 29.93 cents in New York, and 28.82 cents in Massachusetts. These are price-per-kWh figures, not complete monthly bills, and the 2026 values are preliminary.

The Biggest Factors That Change Your Bill

1. Heating and air conditioning

Heating and cooling are the largest residential electricity uses, according to EIA. Hot summers, cold winters, poor insulation, leaky windows, and inefficient equipment can create sharp seasonal increases.

2. Home size and occupancy

Larger homes generally require more energy for temperature control and lighting. More occupants can also mean additional laundry, hot-water use, cooking, electronics, and appliance cycles.

3. Local electricity rates

Your utility and state regulatory structure affect the price per kWh. Some bills separate generation, transmission, distribution, and public-purpose charges. Competitive retail suppliers may also offer plans with different contract terms.

4. Time-of-use pricing

Under a time-of-use plan, electricity may cost more during high-demand hours and less during off-peak periods. Moving laundry, dishwashing, or electric-vehicle charging to lower-cost hours may reduce charges, but the exact savings depend on the utility’s schedule.

5. Fixed charges and adjustments

Even a low-usage home may owe a fixed customer charge. Fuel-cost adjustments, storm-recovery charges, taxes, late fees, minimum-bill rules, and other line items can make the total different from a simple kWh calculation.

Practical Ways to Lower an Electric Bill

  • Adjust thermostat settings carefully. Avoid large temperature differences between indoor and outdoor conditions when practical.
  • Seal air leaks. Weatherstripping and caulk can reduce unwanted heat transfer around doors and windows.
  • Maintain heating and cooling equipment. Check filters regularly and replace dirty filters according to the equipment manufacturer’s instructions.
  • Use efficient lighting. LED bulbs use less electricity than traditional incandescent bulbs and generally last longer.
  • Reduce standby power. Unplug unused devices or use switched power strips where appropriate.
  • Compare rate plans. Review standard, tiered, and time-of-use options using your own usage history before switching.
  • Check rebate programs. The U.S. Department of Energy’s Energy Savings Hub provides information about efficiency rebates and home upgrades, although eligibility and availability vary by state and program.

How to Compare Your Bill Fairly

Do not compare only the final dollar amount. Look at the billing period, total kWh, average daily kWh, rate per kWh, fixed charges, and weather. A 35-day bill will naturally look higher than a 28-day bill even if daily use is similar.

For a better comparison, divide total kWh by the number of billing days. Then compare the same season across years. If usage rises unexpectedly, check for longer billing periods, extreme weather, a rate change, a malfunctioning appliance, electric resistance heating, pool equipment, or increased electric-vehicle charging.

If your monthly total reaches an unusually high level, see our step-by-step guide to whether a $500 electric bill is normal. It converts the bill into estimated kWh and explains the billing, weather, rate, and equipment checks to make.

Bottom Line

The latest finalized EIA benchmark is an average U.S. residential bill of $144 per month in 2024. For current planning, the preliminary May 2026 national residential price of 18.44 cents per kWh produces an estimated energy charge of about $111 at 600 kWh, $160 at 865 kWh, and $184 at 1,000 kWh. Your actual bill can differ substantially because of location, weather, household usage, fixed charges, taxes, and the utility’s rate structure.

Use these figures as a starting point, then check your utility’s current rate sheet and your own recent kWh history for a more accurate estimate.

Sources

Prices and program details can change. This article provides general planning information and is not a guarantee of a particular utility rate, bill, rebate, or savings result.